Does applying affect my credit?

Checking your options typically uses a soft inquiry. If you move forward with a plan, terms may vary— review details during checkout.

What services can I use financing for?

Most of our services and programs are eligible, including whitening, wellness care, and add-on services.

How fast is approval?

Many applicants receive a decision within minutes.

Do you offer 0% options?

Yes—0% APR options may be available depending on your plan and approval.

Get Care Now.
Pay Later.

Take advantage of easy plans with 0% APR options through our partnership with Cherry. Apply in moments and receive approval prior to your appointment.

Apply for Financing

How Cherry Financing Works

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Apply in seconds
Soft check, no impact to your credit to see options.

Choose your plan
Select a payment plan that fits your budget (0% APR options where available).

Get your treatment
Use your approval for whitening, wellness services at Ultra Brite Smiles.

Apply Instantly While You’re Here

Scan this code to apply in under a minute.

Apply Here

Get the smile you want now and pay over time — financing is available for all services, at Ultra Brite Smiles

✅ Teeth cleaning & oral wellness services

✅ Gum wellness systems & custom trays

✅ Professional teeth whitening

✅ Any add-ons services

Frequently asked questions